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The Real Cost of Building Your First SaaS

A line-by-line budget for a solo founder, with every number marked as an estimate.

Promtly Editorial Desk

Published · 9 min read

The honest answer to "how much does a SaaS cost to build?" is: less money than you fear and more time than you hope. Here is a lean year-one budget, with each line marked as an estimate.

The cash budget

Estimated year-one cash costs (USD)
CriterionLeanComfortable
AI builder / editor$240$600
Domain + email$40$120
Hosting & database$0$300
Payment fees~3% of revenue~3% of revenue
Design assets$0$200

$280

Lean year-one cash estimate

Estimate

$1,220

Comfortable year-one estimate

Estimate

The cost nobody budgets: time

A first product typically absorbs 150–300 hours before it earns anything. That is the real investment. Protect it by cutting scope, not by buying more tools.

Sources

[1]
Promtly pricing review of public tool plans

Ranges reflect typical public entry-tier pricing at time of writing; verify current prices before budgeting.

Last updated Nov 7, 2026. Read our editorial policy.

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